Your Retirement Living Options

Consider each of these options and focus your search on the types of retirement communities that best match your needs.


Lifestyle and Care Options


Active-Adult Communities

Active-Adult Communities

These retirement communities are age restricted but not life-restricting! Often featuring onsite fun like golf courses and swimming pools, these homes create a community of peers with similar interests. These purpose-built houses or apartments in planned communities offer access to off-site support services such as personal care. Residents usually do not require assistance with day-to-day activities.

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Independent Living Communities

Independent Living Communities

The most popular option in senior housing: you remain independent while living in community with your peers. Help is available if needed, and all the dull tasks of everyday living, from housekeeping to meal preparation, are taken care of.

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Assisted Living Communities

Assisted Living Communities

Care is there when you need it, even if you only need help periodically during the day. Assisted living care means help with some of the small menial tasks needed to get you started on your day (including dressing and bathing), and help with moving around and managing your medications.

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Long-Term Care Communities

Long-Term Care Communities

Intended for seniors requiring access to 24-hour care and daily support services for physical and/or cognitive conditions, as deemed eligible by social services agencies. A wide range of care and different levels of service, including for Alzheimer's and dementia, make this an ideal community for a wide variety of people.

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Home Care

Home Care

Offers the support and care needed to maintain your current lifestyle, while allowing you to continue living at home. A good option for the chronically ill or those recovering from illness or surgery. Agencies usually charge an hourly fee to provide a range of medical and non-medical services for personal care, homemaking, meal preparation, transportation and social support.

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Ownership Options


Renting

Renting

The most popular selection. A suite or apartment in a retirement home offers privacy, freedom from obligation and access to care, all on a pay per month basis.

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Owning

Owning

Purchasing a unit outright allows you to build equity and benefit from increases in the real estate market. The communities offer a range of amenities for a fee, from housekeeping and snow removal, to personal support and health services.

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Life-Leasing

Life Leasing

An underappreciated option that combines the best of both renting and full ownership. You avoid the hassles of home-ownership – from security to taxes and maintenance – while also gaining any capital appreciation on the leased suite. This option is growing more popular.

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Compare ownership options: Buy, Rent or Lease?



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