For most Canadians, retirement looks manageable, according to a survey this month by RBC Royal Bank. But their dreams don’t feel as secure. The 20th annual RBC RRSP poll found 90 percent of Canadians believe they’ll have enough income to cover their necessities in retirement but only one in four of them think they be able to fulfill their retirement dreams. Travelling the world, buying a cottage or a winter condo in Spain may seem only a fantasy to some. The poll also found most retired Canadians (75 per cent) didn’t know how much they spent in their first year of retirement and those who aren’t retired worried more about not having enough savings (48 percent) than pensioners (29 percent). Bank officials wish both groups would do their financial planning earlier in life.