A recent survey found that 52 per cent of working Canadians under age 65 are scared they haven’t saved enough for a comfortable retirement. With government debt and health care costs both rising, it’s very possible that many of us will need our Registered Retirement Savings Plans (RRSPs) to provide a regular part of our [...]
Ten years ago my then-72-year-old mom came to me for help and shared that she had spent years concealing a painful breast condition. Fortunately, she did not have breast cancer. Unfortunately, no equivalent pink-ribboned industry exists for education and funding for the non-cancerous breast conditions that she and many other women face. When we sat [...]
What is long-term care insurance, and why is it important? Statistics tell us that:
- 75% of those over 65 will need a caregiver or facility services
- 40% of people who are under 65 are either on or will be using long-term care benefits for periods of time due to accidents or illness.
When we are younger, we think we are invincible.
Over the last few years, we have seen the market crash and burn, and Social Security is on its way toward doing the same. So, if we’re scrambling to salvage our retirement income, imagine what it will be like for your kids. If you haven’t done that already, one expert has some good news for you. Are You Currently Planning Your Kids’ Retirement?