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55 Plus Retirement Homes

One of numerous options in senior housing

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For those who have emptied the nest and want to downsize, housing in a 55 plus retirement community is an ideal way to live. There are a number of different options available to you, including gated communities, and active adult or active lifestyle communities. Below is an overview of some styles of communities for those 55 and over; our guide to active adult communities offers more comprehensive information. These communities are designed with senior couples in mind and tend to friendly to those whose kids have moved out. Communities are not legally allowed to exclude anyone on the basis of age, but there are some provisions for this (notably BC's Strata Property Act. See more below). 

List of retirement communities

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Balmoral Village

Balmoral Village

14 Harbour Street West, Collingwood, Ontario, L9Y 5B4
Balmoral Village, Ontario's most unique Adult Lifestyle Community offers five different housing choices to suit any budget and lifestyle, a Rec Clubhouse and Medical Wellness Centre, all in a Four Season Playground.
RiverBend Golf Community

RiverBend Golf Community

2200 Jack Nash Drive, London, Ontario, N6K 5R3
Upon completion, RiverBend will include a collection of 400+ new homes, all built throughout the incredible 18-hole golf course that rests in the heart of the community.
Arbutus Ridge by the Sea

Arbutus Ridge by the Sea

600 Fairways Place, Cobble Hill, British Columbia, V0R1L1
Arbutus Ridge is a 50 + seaside community located minutes from Victoria via a beautiful drive over the Malahat. There are 646 homes distributed over a park like 150 acres interlinked with the Arbutus Ridge Golf Course.
Wellings of Picton

Wellings of Picton

617 County Road 49, Picton, Ontario, K0K 2T0
The Wellings of Picton is Prince Edward County newest active adult lifestyle community, opening in December of 2016
Rosedale Village

Rosedale Village

10 Via Rosedale, Brampton, Ontario, L6R 0B2
A prestigious gated lifestyle community, Rosedale Village is designed for independent and active adults looking to live within a rich, vibrant, resort style community. Redefine your lifestyle at Rosedale Village.
Wilmot Creek

Wilmot Creek

1 Wheelhouse Drive, Newcastle, Ontario, L1B 1B9
At Wilmot Creek, you’ll find yourself 30 minutes from Toronto, in the Clarington Township, in a neighbourhood that features single-family homes. Enjoy the refreshing breeze from Lake Ontario, while enjoying a serene, laid-back cottage lifestyle.
Morningside Retirement Community

Morningside Retirement Community

10 Homestead Place, New Hamburg, Ontario, N3A 2G1
Welcome to Morningside, a picturesque and friendly active lifestyle community. Residents aged 55+ enjoy serene country-style living in charming New Hamburg and a variety of engaging recreational activities and events.
Wellings of Corunna

Wellings of Corunna

180 Bunker Ave, Corunna, Ontario, N0N 1G0
Wellings of Corunna offers one and two bed room units with a full kitchen, in suite laundry, private balconies or patios. Inclusions are; dinner each evening in our Atrium dining room and a personal health coach.
Grand Cove

Grand Cove

77 Main St. East, Grand Bend, Ontario, N0M 1T0
Enjoy a friendly community where homeowners share a common interest as “empty nesters.” This small, mature neighbourhood consists of 450 bungalows that are beautifully surrounded by trees, a relaxing pond and nearby walking trails – some leading to Lake Huron.
Wellings of Waterford

Wellings of Waterford

111 Bruce Street, Waterford, Ontario, N0E 1Y0
Wellings is an Adult Lifestyle Community in the heart of Waterford. Come enjoy carefree living with us.

Gated Communities

There are a number of retirement homes known as gated communities and these offer the same services, features and options as 55 plus retirement communities.

Active Adult Communities

Active adult communities like those listed here on essentially cater to the same group.

The services and amenities at an active adult or gated community might include restaurant style fine dining, fitness centers, onsite golf courses, indoor sports complexes an indoor or outdoor swimming pool, a fireside lounge or luxury furnished suites. Your choice of accommodations could be anything from single detached homes to boutique style retirement residences in an apartment building.

The advantage of this kind of community is that you live in an entire complex that is designed with people like you in mind. The total effect is that you have a place that is maximally livable. Move away from the dense crowding and noise of other communities to the luxury and comfort of a 55 plus community, and you'll never look back. These communities appeal to boomers and seniors seeking independence and social involvement; these are key commitments by retirement communities listed here.

How much is housing in a 55 plus community going to cost?

There are a variety of ownership options available to you if you want to move into this type of community, including rental, leasing and ownership. There is a wide range of costs but some of these homes will cost you significantly less than what you pay for a regular home. So if you downsize into one of these communities from a larger home, you can add to your savings account, assuming that you have leftover equity. 

Consider these examples of costs for senior communities:

  • A bungalow in small town in southern Ontario is listed at $210,000 for outright ownership
  • Lease a condo in a small town outside Ottawa, starting from $2700 per month.
  • Purchase a 1 bedroom unit in a gated lifestyle community in Brampton for as low as $206,900

These are just a few examples of the beginning costs or options you may find. There are many cases where you can purchase or rent high end luxury style housing with many features and options. Homes and communities in more expensive markets will be priced accordingly.

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Legal use of terms "55 plus" or "55 and over"

Use of phrases like "55 and over" is seen as discriminatory by some, and in North America there are cases where communities have been successfully fought in court. (See for example, a discussion at The province of British Columbia has a Strata Property Act, originally amended in the year 2009. This specifically allows corporations to "[restrict] the age of persons who may reside in a strata lot." In Ontario, the legality of this age restriction has been upheld in court by the Ontario Human Rights Tribunal. 

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