Factors that affect the cost of retirement in Ontario
Your senior care costs will largely be determined by the type of retirement community or home care service you choose, as well as the level of care required. Once you have determined these factors, your next step is to research the associated costs and find a retirement community or home care service within your budget.
In Ontario, there are a wide range of costs for retirement communities, long-term care and home care services. Depending on what you are looking for, Ontario offers a range of services from modest to luxurious – also ranging in cost accordingly. Retirement communities in Ontario cost between $1,500 and $6,000 and home care costs average between $15 and $75 an hour.
Average costs of retirement homes in Ontario
According to the CMHC’s Senior Housing Report, in 2015, the average cost of renting a seniors’ housing space in Ontario was $2,815 per month. Keep in mind that in Ontario, retirement communities usually offer a higher level of amenities than in other provinces, and rent usually includes three meals a day, utilities, on-site medical services and a registered nurse, along with a variety of other services and amenities.
Here is an overview of costs related to a variety of care types in Ontario. This provides an overview, for informational purposes only, and you will need to consult with individual care providers and retirement homes, to get many more details.
Independent living retirement home costs
The following table looks at what retirement homes cost, based on some basic suite types, in a variety of cities and towns across the province:
530 sq ft
715 sq ft
660 sq ft
400 sq ft
300 sq ft
Niagara Falls, ON
205 sq ft
150 sq ft
Cost of assisted living care in Ontario
If you require more care, such as services available in assisted living, here is a survey of the cost of retirement homes, surveyed from cities across the province:
Cost (starting from)
Housekeeping, dressing, all ADLs
Housekeeping, meals, medical admin
Niagara Falls, ON
Housekeeping, bathing, transfer, medication admin
||Housekeeping, dressing, all ADLs
Memory care costs
Many families decide to use memory care facilities in a retirement home, while they are on a waiting list for a long term care home. The following provides a survey of the cost of memory care, taken from a variety of communities across the province.
Note that we also provide data for Ontario cities in other pages. For example, you can see a number of examples from Ontario cities, for memory care costs.
Detailed care included
Meals, housekeeping, dressing and all ADLs, except feeding
Meals, housekeeping, bathing, medication administration
Meals, housekeeping, dressing and all ADLs, except feeding
Costs of long-term care in Ontario
In Ontario, long-term care costs vary depending on the type of suite, duration of stay and length of stay. Spots in long-term care residences are determined solely by need.
Long-term care residence costs
The cost of senior care varies quite widely depending on a number of factors. You can reduce your costs by looking around, perhaps looking further afield than you immediately think, and perhaps stretch your comfort zone in order to get the best price for you.
There are several factors in play that greatly affect the costs you will pay for any single seniors' care suite:
- The location of the retirement home
- The size of the suite
- The level of care offered
- The detailed care you require (feeding, bathing, etc.). These are often provided on a per-service fee
Before you move into any retirement home, find out about the potential of rate increases, or any other costs that may be hidden.
How can we afford it?
For anyone moving into a retirement home, you need to know the full costs associated with each home or residence before you move in and you need to be aware of potential changes to those costs such as lease or rental increases or changes to your income or investments.
Paying for a retirement home may be easier than you think when you consider that the monthly rate covers many living expenses including everything from home repairs to property taxes to heat and hydro. If you are incurring expenses for in-home care, or children are taking time off work to care for an elderly loved one, these add to the "hidden costs" of living at home, as well.
Regular benefits for seniors include Old Age Security (OAS) and Canada Pension Plan (CPP) benefits, but there may be many more sources of income available to you. Depending on who you are and what you have done with money, this can include a workplace pension, investments, rental income, etc. We provide an overview of how people typically fund seniors care, and in many cases, family members may pitch in to cover the costs of caring for an elderly loved one.
For more information about subsidies, tax credits and support for seniors in Ontario visit these resources and associations:
Click here to refine this list
15 Summerland Terrace, Etobicoke,
Ontario, M9A 0B5
A uniquely luxurious retirement living complex in the heart of the Greater Toronto Area, Tapestry Village in Etobicoke lets seniors live as they please.
60 Woodlawn Road East, Guelph,
Ontario, N1H 8M8
This elegant Guelph retirement home offers a range of care including assisted living and long term care, serviced by a friendly, caring staff.
2245 Lawrence Avenue West, Etobicoke,
Ontario, M9P 3W3
The Village of Humber Heights in Etobicoke offers different levels of service from independent apartments with meals to assisted living to long-term care.
3800 Brock Sreet North, Whitby,
Ontario, L1R 3A5
The Village of Taunton Mills in Whitby presents several levels of service from seniors' apartments with meals to assisted living to long-term care.
695 Block Line Road, Kitchener,
Ontario, N2E 3K1
This elegant retirement residence in Kitchener-Waterloo offers a continuum of care from long-term care to assisted living to independent living seniors apartments.
30 Peel Centre Drive, Brampton,
Ontario, L6T 4G3
Enjoy the luxury of a new community with the conveniences of home, including 3 freshly prepared meals, medication management, 24 hour supervision and a variety of activities.
4100 Upper Middle Road, Burlington,
Ontario, L7W 4W8
Elegant Burlington, Ontario retirement home including everything from the current long term care to new independent living suites, offering various seniors services.
609 Wharncliffe Road South, London,
Ontario, N6J 0A4
4005 Eglinton Ave West, Etobicoke,
Ontario, M9A 5H3
77 Dunfield Avenue, Toronto,
Ontario, M4S 2H3
The Dunfield Retirement Residence has established a new standard in senior retirement living in the Greater Toronto Area (GTA) with 177 luxury apartments.
436 Powerline Road, Brantford,
Ontario, N3T 6G5
4 Coveside Drive, Huntsville,
Ontario, P1H 2J9
2109 Lakeshore Road, Burlington,
Ontario, L7R 4Z4
1499 Stoneridge Drive, Kingston,
Ontario, K7M 9H9
1620 Upper Wentworth St, Hamilton,
Ontario, L9B 2W3
The Village of Wentworth Heights is a full-service retirement living community offering retirement apartments, full-service suites, assisted living and memory care.
16 Legacy Lane, Huntsville,
Ontario, P1H 0B1
180 Oak Park Boulevard, Oakville,
Ontario, L6H 0A6
9 Armstrong Drive, Smiths Falls,
Ontario, K7A 5H7
1350 Isabella St. E. , Thunder Bay ,
Ontario, P7E 0A5
187 Wynford Drive, North York,
Ontario, M3C 0C7
A unique luxury retirement home in Toronto features extensive common areas, a rooftop putting green and a variety of other amenities catering to today's seniors.
190 David Bergey Drive, Kitchener,
Ontario, N2E 0E7
101 Manning Road, Whitby,
Ontario, L1N 9M2
460 Rymal Road West, Hamilton,
Ontario, L9B 0B2
65 Livingston Road, Scarborough,
Ontario, M1E 1L1
5958 16th Ave., Markham,
Ontario, L3P 8N1
3131 New Street, Burlington,
Ontario, L7N 3P8
70 King Edward Street, Paris,
Ontario, N3L 2G8
Queensview Retirement Community is part of Nautical Lands Group, a Globals Award winner for over 50's housing design and management for multiple years.We have been building affordable retirement living for over 19 years.
2100 Bloor Street West, Toronto,
Ontario, M6S 1M7
1140 Bloor Street West, Toronto,
Ontario, M6H 4E6
From gracious dining to new suites and lounges, residents are enjoying the new management and upgrades found at 1140 Bloor Street West, in the Heart of Bloordale Village.
420 MacKay Street, Ottawa,
Ontario, K1M 2C4
71 Bankside Drive, Kitchener,
Ontario, N2N 3L1
111 Avenue Road, Toronto,
Ontario, M5R 3J8
Hazelton Place located in Yorkville, close to shops, restaurants, and the entertainment district, Hazelton Place offers independent and assisted living with unparalleled service, comfort and fine dining.
423 Devonshire Avenue, Woodstock,
Ontario, N4S OB2
1 Northwestern Avenue, Toronto,
Ontario, M6M 2J7
This Toronto retirement residence offers seniors independence combined with a variety of care options. Luxury amenities include a hair salon and more.
6419 Lumberman Way, Orleans,
Ontario, K1C 6E8
At this park-like setting, seniors are offered the choice between studio, 1 or 2 bedroom suites. Bring along pets while enjoying a variety of customizable options, including a varied menu and recreational programs.
5351 Yonge Street, North York,
Ontario, M2N 7L5
Delmanor Northtown is an exceptional hotel-style retirement residence in the heart of North York offers variety of other luxury amenities.
2604 Draper Avenue, Ottawa,
Ontario, K2H 9B1
Located in West Ottawa, this pet friendly community offers several suite styles, kitchens and balconies. Residents enjoy chef-prepared meals, 24/7 access to a nurse, a wellness program and a variety of activities and social events. Whether you're meeting friends for a drink in the bistro, or for a swim, you'll love the social life at The Redwoods.
4651 23rd St., Vernon,
Ontario, V1T 4K7
1645 Pickering Parkway, Pickering,
Ontario, L1V 7E9
1 Henry Avenue, Leamington,
Ontario, N8H 5P1
100 Robert Speck Parkway, Mississauga,
Ontario, L4Z 0A1
6440 Valley Way, Niagara Falls,
Ontario, L2E 7E3
This Niagara Falls retirement home features local activities and scenery in a luxury environment offering a comfortable lifestyle, care and peace of mind.
431 Woodmount Drive, Oshawa,
Ontario, L1K 0P7
2121 Kingston Road, Toronto,
Ontario, M1N 1T5
Located in Scarborough Bluffs/Beaches, residents can stroll through beautiful Rosetta McClain Gardens or look out their window to view the lake. A monthly calendar is designed to keep residents active and entertained.
275 Tartan Drive, Ottawa,
Ontario, K2J 0V2
Coming soon! Enjoy a refreshingly different approach to rental retirement living. Amenities include: underground parking, wellness spa, indoor salt water pool, stretch and strength studios, movie theatre, café and much more. Call now to join the early bird wait list.
1459 Nottinghill Gate, Oakville,
Ontario, L6M 4W1
The Delmanor Glen Abbey is an award winning Oakville retirement home with fine dining, on-site 24 hour Registered Nursing, a cafe, library and a wealth of other features for seniors.
1022 Pembroke St. East, Pembroke,
Ontario, K8A 8A7
480 Downie Street, Stratford,
Ontario, N5A 7Y5
450 Albert Street, Renfrew,
Ontario, K7V 4K4
148 Markham Road, Scarborough,
Ontario, M1M 2Z8
Scarborough Retirement Centre offers a variety of suites and apartments, with a library, pharmacy, seniors' centre, shopping, theatre and more nearby.
148 James Street, Bracebridge,
Ontario, P1L 1S7
17290 Leslie Street, Newmarket,
Ontario, L3Y 3E1
1095 Carling Avenue, Ottawa,
Ontario, K1Y 4P6
1801 Valley Farm Road, Pickering,
Ontario, L1V 0A5
9700 Bathurst Street, Vaughan,
Ontario, L6A 4V2
Vaughan's premier all-inclusive rental retirement community! Enjoy bright, spacious suites, modern amenities, delicious dining, and a Team devoted to Making Today Great! for you and your family! Book your tour today!
255 Governor's Road, Dundas,
Ontario, L9H 3K4
8 Snyder Avenue North, Elmira,
Ontario, N3B 2B1
27 Weaver Crescent, Kanata,
Ontario, K2K 2Z8
Enjoy the natural setting of the surrounding Kanata Lakes with access to shopping, parks and churches at Symphony Senior Living Kanata. This pet friendly community offers a variety of service packages and suites to fulfill your unique needs.
10 Senlac Road, Toronto,
Ontario, M2N 6P8
80 Elgin Mills Road East, Richmond Hill,
Ontario, L4C 0L3
Award Winning Delmanor Elgin Mills, has proudly served the Richmond Hill community over the past 14 years.
181 Janefield Ave, Guelph,
Ontario, N1G 1V2
29 Mississauga Road North, Mississauga,
Ontario, L5H 2H7
534 Rodd Avenue, Pickering,
Ontario, L1W 2B2
Since opening in 2007, we have brought the vision of a comfortable warm home to the residents of Abbeylawn Manor. Having invaluable staff is what makes this retirement home unique in this very competitive market.
1955 Steeles Avenue East, North York,
Ontario, M2H 3P1
600 Chippewa St. West, North Bay,
Ontario, P1B 9E7
3998 Bridle Path Drive, Gloucester,
Ontario, K1T 4H4
1261 Jasper Drive, Thunder Bay,
Ontario, P7B 6Z4
450 Yonge Street, Barrie,
Ontario, L4N 4E2
2132 Dundas Street West, Mississauga,
Ontario, L5K 2K7
An excellent, well-respected Mississauga retirement home that provides a continuum of care for seniors including Alzheimer's care, Assisted Living and more.
1813 County Road 2E,RR #1, Brockville,
Ontario, K6V 5T1
100 Caroline Street South, Waterloo,
Ontario, N2L 1X5
1645 Paris St., Sudbury,
Ontario, P3E 6L5
201 Riverside Drive, London,
Ontario, N6H 1E5
455 Cedar Street North, Timmins,
Ontario, P4N 8K4
57 Trott Blvd., Collingwood,
Ontario, L9Y 0A3
104 Suncoast Drive East, Goderich,
Ontario, N7A 0A7
Harbour Hill is part of Nautical Lands Group, a Globals Award winning company for design and operational excellence. For over 19 years we have built and operated beautifully appointed residences that are affordable.
801 4th Street East, Cornwall,
Ontario, K6H 7M8
13500 Riverside Dr E, Tecumseh,
Ontario, N8N OC3
2200 Jack Nash Drive, London,
Ontario, N6K 5R3
This active adult retirement community in London, Ontario is all about lifestyle. Find single and attached retirement housing with some added luxury
550 Wilbrod Street, Ottawa,
Ontario, K1N 9M3
1510 St. Joseph Boulevard, Orleans,
Ontario, K1C 7L1
Moments Manor is proud to be the only community that is designed & dedicated to accommodate the needs of seniors with all stages of Alzheimer’s, dementia or other forms of memory impairment in Ottawa.
95 Fauquier Avenue, Sault Ste. Marie,
Ontario, P6B 0A2
481 Reid St., Peterborough,
Ontario, K9H 7R9
240 Main Street East, Kingsville,
Ontario, N9Y 1A6
140 Letitia Street, Barrie,
Ontario, L4N 1P5
435 Dundas Street West, Belleville,
Ontario, K8P 1B6
77 Main St. East, Grand Bend,
Ontario, N0M 1T0
Enjoy a friendly community where homeowners share a common interest as “empty nesters.” This small, mature neighbourhood consists of 450 bungalows that are beautifully surrounded by trees, a relaxing pond and nearby walking trails – some leading to Lake Huron.
18 Jacobson Drive, Lively,
Ontario, P3Y 1P7
25 Van Horne Avenue, Smiths Falls,
Ontario, K7A 5L2
200 John West Way , Aurora,
Ontario, L4G 0E4
1111 Pembroke Street West, Pembroke,
Ontario, K8A 8P6
Delmanor Prince Edward, Etobicoke,
Ontario, M8K 1X8
Extensive amenities include a fitness centre, theatre, full-service spa/salon, bar, cafe, library, gourmet kitchen and landscaped rooftop terrace complete with extensive seating areas, a putting green, tai chi and shuffleboard court.
106 Crown Street, Trenton,
Ontario, K8V 6R3
Located on the east side of Trenton in a quiet neighbourhood. Enjoy beautiful suites of various sizes & layouts with advanced safety features. Elegant dining plus snacks & beverages included.
100 Island Lodge Rd , Ottawa,
Ontario, K1N 0A2
15055 Yonge Street, Aurora,
Ontario, L4G 6T4
2339 Dufferin Street at Eglinton Avenue, Toronto,
Ontario, M6E 4Z5
An affordable, non-profit residence with friendly, homelike surroundings, offering services to meet the needs of seniors regardless of the level of care. Our reputation is built on four decades of experience.
259 Hillcroft Street, Oshawa,
Ontario, L1G 8E4
10 Melville Street North, Cambridge,
Ontario, N1S 1H5
20 Shirley's Brook Drive, Kanata,
Ontario, K2K 2W8
32 Bayberry Drive, Guelph,
Ontario, N1G 0A2
Guelph retirement home offers Assisted Living and Alzheimer's Care, includes 24 hour onsite nursing staff and features its own Town Square.
6515 Glen Erin Drive, Mississauga,
Ontario, L5N 8P9
155 Riddell Road, Orangeville,
Ontario, L9W 6R4
1238 Queen Street East, Toronto,
Ontario, M4L 1C3
1880 Glengrove Road, Pickering,
Ontario, L1V 0C6
V!VA Pickering is Durham's premier all-inclusive rental retirement community! Enjoy large suites, great amenities, delicious dining, and a Team devoted to Making Today Great for you and your family! Book your tour today!
1 Wheelhouse Drive, Newcastle,
Ontario, L1B 1B9
At Wilmot Creek, you’ll find yourself 30 minutes from Toronto, in the Clarington Township, in a neighbourhood that features single-family homes. Enjoy the refreshing breeze from Lake Ontario, while enjoying a serene, laid-back cottage lifestyle.
600 Longworth Road, London,
Ontario, N6K 4X9
Voted London's Best Retirement Residence five years running. We promote our passion for seniors living well by offering choices for an active, wellness focused lifestyle with the security of knowing help is at hand.
200 North Centre Road, London,
Ontario, N5X 0B1
A desirable retirement residence in London, Ontario, with 130 suites plus a variety of extensive amenities designed to provide the ultimate in retirement living.
1248 Mohawk Road, Ancaster,
Ontario, L9K 1P5
The number one retirement community in the Ancaster and Hamilton Area. The Meadowlands offers personal choice in living accommodations, dining, recreation, social and personal services. Make the most of your retirement years at The Meadowlands Retirement Residence.
1691 Gordon Street, Guelph,
Ontario, N1L 1E1
6 Arthur Street, Carleton Place,
Ontario, K7C 4S4
Carleton Place Terrace welcomes pets: offers residents plenty of options with studios and one-bedrooms that may include a kitchenette & / or a walk-out . Activities & chef-prepared meals keep residents healthy & active.
197 Prospect Street, Newmarket,
Ontario, L3Y 3T7
70 Stonehaven Drive, Kanata,
Ontario, K2M 3B4
5575 Bonnie Street, Mississauga,
Ontario, L5M 0N8
Mississauga's premier all-inclusive rental retirement community. Enjoy bright, spacious suites, modern amenities, delicious dining, and a Team devoted to Making Today Great! for you and your family! Book your tour today!
1750 E.C. Row, North Service Road, Windsor,
Ontario, N8W 1Y3
599 William Ave., Sudbury,
Ontario, P3A 5W3
41 Amelia Street, Cornwall,
Ontario, K6H 7E5
3955 Thirteenth Street, Lasalle,
Ontario, N9H 2S7
436 Powerline Road, Brantford,
Ontario, N3T 6G5
240 Old Harwood Avenue, Ajax,
Ontario, L1T ON2
480 Metcalfe Street, Ottawa,
Ontario, K1S 3N6
Residents can choose their choice of suites with views of the Rideau Canal and Pretoria Bridge. Elegant dining, spacious ballroom, an indoor swimming pool and care services to suite all of your needs. Pet friendly.
600 Valley Vista Drive, Vaughan,
Ontario, L6A 4H2
3 Fifth Street West, Morrisburg,
Ontario, K0C 1X0
770 Arundel St, Thunder Bay,
Ontario, P7A 8C8
590 Grand Marais Road East, Windsor,
Ontario, N8X 3H4
25 Westhill Drive, Waterloo,
Ontario, N2T 0B6
The Westhill is an inviting atmosphere of new friends and great times, with personalized support services for better living. The Westhill is conveniently located in Waterloo, near The Boardwalk shopping area.
170 McGibbon Drive, Kanata,
Ontario, K2L 4H5
328 Dundas Street West, Napanee,
180 Bunker Ave, Corunna,
Ontario, N0N 1G0
Wellings of Corunna offers one and two bed room units with a full kitchen, in suite laundry, private balconies or patios. Inclusions are; dinner each evening in our Atrium dining room and a personal health coach.
111 Bruce Street, Waterford,
Ontario, N0E 1Y0
Wellings is an Adult Lifestyle Community in the heart of Waterford. Come enjoy carefree living with us.
1340 York Mills Road, Toronto,
Ontario, M3A 3R1
Rayoak Place is the prefect place to begin living in your retirement years. With chef prepared meals, personal LiveWell wellness plans and daily activities, we’re sure you’ll be impressed with what we have to offer.
2900 Steeles Avenue East, Suite 218, Thornhill,
Ontario, L3T 4X1
Mosaic offers medical and non-medical care support for people of all ages & needs in the GTA, at home, hospital, retirement home or Long-term care facility.
10 Homestead Place, New Hamburg,
Ontario, N3A 2G1
Welcome to Morningside, a picturesque and friendly active lifestyle community. Residents aged 55+ enjoy serene country-style living in charming New Hamburg and a variety of engaging recreational activities and events.
1335 Benson Street, Oshawa,
Ontario, L1K 0W6
Harmony Hill offers comfort, security, and friendship, as well as the full range of amenities and services that you expect from a premier, active-living community.
889 Hiawatha Park Road, Orleans,
Ontario, K1C 0A9
Nestled in a unique community setting, Bruyère Village offers dedicated, motivated staff and a full range of support services. New apartments, new amenities, and located the the banks of the Ottawa River.
3758 Sheppard Avenue East, Scarborough,
Ontario, M1T 3K9
Shepherd Terrace offers a variety of independent and assisted living suites within the renowned Shepherd Village. With its long history of providing caring service you’ll love the amenities and the excellent services.
330 Dundurn Street South, Hamilton,
Ontario, L8P 4L6
Aberdeen Gardens is a non-profit, full service retirement residence, that offers exceptional care around the clock. Here, you will feel safe and secure.
23 Second Street S, Unionville,
Ontario, L3R 2C2
Bethany Manor provides independent living within the Bethany Christian Living Community. Residents enjoy meals prepared by our in-house chef, weekly housekeeping with linen service, medication dispensing all inclusive.
1665 The Collegeway, Mississauga,
Ontario, L5L 0A9
Parkland is located at Mississauga and The Collegeway next to the Glenerin Inn. We are surrounded by beautiful green space. For the past 5 years we've been awarded one of the top 3 Retirement Communities in Mississauga.
617 County Road 49, Picton,
Ontario, K0K 2T0
The Wellings of Picton is Prince Edward County newest active adult lifestyle community, opening in December of 2016
2881 Eglinton Avenue East, Scarborough,
Ontario, M1J 0A2
McCowan Retirement Residence has been the leader in providing retirement lving since 2004. Winners of the 2016 Scarborough Mirror Reader's Choice award for Best Retirement Residence.
230 Victoria Street, London,
Ontario, N6A 2C2
110 & 120 Central Park Dr, Ottawa,
Ontario, K2C 4G3
At Park Place, we offer a carefree, vibrant, social lifestyle in a beautiful, safe, top-quality home with staff who truly care, fresh homemade meals, and in a friendly environment, surrounded by gardens and parks.
143 Byron Avenue, Dorchester,
Ontario, N0L 1G5
Dorchester Terrace will offer area seniors a variety of suite choices, wellness support services, medication administration, housekeeping services, physiotherapy and daily dining in an open restaurant-style dining room.
400 Ray Lawson Blvd., Brampton,
Ontario, L6Y 4G4
Southbrook is all about choice - the choice to do what you want, when you want. We celebrate independence but we are here to provide assistance whenever you need it.
10 Via Rosedale, Brampton,
Ontario, L6R 0B2
A prestigious gated lifestyle community, Rosedale Village is designed for independent and active adults looking to live within a rich, vibrant, resort style community. Redefine your lifestyle at Rosedale Village.
14 Harbour Street West, Collingwood,
Ontario, L9Y 5B4
Balmoral Village, Ontario's most unique Adult Lifestyle Community offers five different housing choices to suit any budget and lifestyle, a Rec Clubhouse and Medical Wellness Centre, all in a Four Season Playground.