Independent living homes present a paradox for seniors — your life will become both increasingly active and more relaxing at the same time. You'll suddenly find yourself with plenty of activities and programs in which to take part, but your facility’s staff will take care of many of your needs. Some of these services, programs, and amenities may include:
- Games, like bingo, shuffleboard, trivia, and other brain fitness
- Grooming facilities — barbershops, hair salons, manicure and pedicure centers
- Scheduled transportation
- Light housekeeping and maintenance services (i.e. changing light bulbs)
- A concierge to help you discover the incredibly diverse and lively Ontario outdoors
- A dining hall (many independent living homes include meals in their monthly fees)
- Other common rooms, such as computer rooms, lounges, and card rooms
Find a community:
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3 Marine Parade Drive, Etobicoke,
Ontario, M8V 3Z5
Hearthstone is a condominium where you own the unit rather than rent the unit. Owning your own suite protects your equity, but you have all the amenities, services and care options of a first tier retirement residence.
15 Summerland Terrace, Toronto,
Ontario, M9A 0B5
A uniquely luxurious retirement living complex in the heart of the Greater Toronto Area, Tapestry Village in Etobicoke lets seniors live as they please.
1620 Upper Wentworth St, Hamilton,
Ontario, L9B 2W3
The Village of Wentworth Heights is a full-service retirement living community offering retirement apartments, full-service suites, assisted living and memory care.
4100 Upper Middle Road, Burlington,
Ontario, L7W 4W8
Elegant Burlington, Ontario retirement home including everything from the current long term care to new independent living suites, offering various seniors services.
32 Bayberry Drive, Guelph,
Ontario, N1G 0A2
Guelph retirement home offers Assisted Living and Alzheimer's Care, includes 24 hour onsite nursing staff and features its own Town Square.
695 Block Line Road, Kitchener,
Ontario, N2E 3K1
This elegant retirement residence in Kitchener-Waterloo offers a continuum of care from long-term care to assisted living to independent living seniors apartments.
2930 Erin Centre Boulevard, Mississauga,
Ontario, L5M 7M4
Mississauga's unique continuum of care concept featuring Independent Living Suites, Retirement Apartments, Full Service Suites with walk out patios, Assisted Care, Memory Care and Long Term Care.
2245 Lawrence Avenue West, Etobicoke,
Ontario, M9P 3W3
The Village of Humber Heights in Etobicoke offers different levels of service from independent apartments with meals to assisted living to long-term care.
3800 Brock Sreet North, Whitby,
Ontario, L1R 3A5
The Village of Taunton Mills in Whitby presents several levels of service from seniors' apartments with meals to assisted living to long-term care.
60 Woodlawn Road East, Guelph,
Ontario, N1H 8M8
This elegant Guelph retirement home offers a range of care including assisted living and long term care, serviced by a friendly, caring staff.
30 Peel Centre Drive, Brampton,
Ontario, L6T 4G3
Enjoy the luxury of a new community with the conveniences of home, including 3 freshly prepared meals, medication management, 24 hour supervision and a variety of activities.
5575 Bonnie Street, Mississauga,
Ontario, L5M 0N8
Mississauga's premier all-inclusive rental retirement community. Enjoy bright, spacious suites, modern amenities, delicious dining, and a Team devoted to Making Today Great! for you and your family! Book your tour today!
600 Longworth Road, London,
Ontario, N6K 4X9
Voted London's Best Retirement Residence six years running! We promote our passion for seniors living well by offering choices for an active, wellness focused lifestyle with the security of knowing help is at hand.
148 Markham Road, Scarborough,
Ontario, M1M 2Z8
Scarborough Retirement Centre offers a variety of suites and apartments, with a library, pharmacy, seniors' centre, shopping, theatre and more nearby.
2604 Draper Avenue, Ottawa,
Ontario, K2H 9B1
Located in West Ottawa, this pet friendly community offers several suite styles, kitchens and balconies. Residents enjoy chef-prepared meals, 24/7 access to a nurse, a wellness program and a variety of activities and social events. Whether you're meeting friends for a drink in the bistro, or for a swim, you'll love the social life at The Redwoods.
23 Second Street S, Unionville,
Ontario, L3R 2C2
Bethany Manor provides independent living within the Bethany Christian Living Community. Residents enjoy meals prepared by our in-house chef, weekly housekeeping with linen service, medication dispensing all inclusive.
480 Metcalfe Street, Ottawa,
Ontario, K1S 3N6
Residents can choose their choice of suites with views of the Rideau Canal and Pretoria Bridge. Elegant dining, spacious ballroom, an indoor swimming pool and care services to suite all of your needs. Pet friendly.
80 Elgin Mills Road East, Richmond Hill,
Ontario, L4C 0L3
Award Winning Delmanor Elgin Mills, has proudly served the Richmond Hill community over the past 15 years.
77 Dunfield Avenue, Toronto,
Ontario, M4S 2H3
The Dunfield Retirement Residence has established a new standard in senior retirement living in the Greater Toronto Area (GTA) with 177 spacious apartments. Where people come to LIVE!
25 Westhill Drive, Waterloo,
Ontario, N2T 0B6
The Westhill is an inviting atmosphere of new friends and great times, with personalized support services for better living. The Westhill is conveniently located in Waterloo, near The Boardwalk shopping area.
106 Crown Street, Trenton,
Ontario, K8V 6R3
Located on the east side of Trenton in a quiet neighbourhood. Enjoy beautiful suites of various sizes & layouts with advanced safety features. Elegant dining plus snacks & beverages included.
6440 Valley Way, Niagara Falls,
Ontario, L2E 7E3
This Niagara Falls retirement home features local activities and scenery in a luxury environment offering a comfortable lifestyle, care and peace of mind.
104 Suncoast Drive East, Goderich,
Ontario, N7A 0A7
Harbour Hill is a unique retirement community that is founded in customized care. Freshly prepared home-cooked meals, friendly caring staff, large bright suites, plenty of common space to relax and accessible to all.
5781 Dunn Street, Niagara Falls,
Ontario, L2G 2N9
Cavendish Manor is within walking distance to the Majestic Niagara Falls, the vibrancy of which can be felt within the walls of our charming retirement home, where a friendly community of seniors live in harmony.
1 Northwestern Avenue, Toronto,
Ontario, M6M 2J7
This Toronto retirement residence offers seniors independence combined with a variety of care options. Luxury amenities include a hair salon and more.
2881 Eglinton Avenue East, Scarborough,
Ontario, M1J 0A2
McCowan Retirement Residence has been the leader in providing retirement lving since 2004. Winners of the 2016 Scarborough Mirror Reader's Choice diamond award for Best Retirement Residence.
6419 Lumberman Way, Orleans,
Ontario, K1C 6E8
At this park-like setting, seniors are offered the choice between studio, 1 or 2 bedroom suites. Bring along pets while enjoying a variety of customizable options, including a varied menu and recreational programs.
1140 Bloor Street West, Toronto,
Ontario, M6H 4E6
From gracious dining to new suites and lounges, residents are enjoying the new management and upgrades found at 1140 Bloor Street West, in the Heart of Bloordale Village.
1880 Glengrove Road, Pickering,
Ontario, L1V 0C6
V!VA Pickering is Durham's premier all-inclusive rental retirement community! Enjoy large suites, great amenities, delicious dining, and a Team devoted to Making Today Great for you and your family! Book your tour today!
4180 Dundas Street West, Etobicoke,
Ontario, M8X 1X8
Extensive amenities include a fitness centre, theatre, full-service spa/salon, bar, cafe, library, gourmet kitchen and landscaped rooftop terrace complete with extensive seating areas, a putting green, tai chi and shuffleboard court.
111 Avenue Road, Toronto,
Ontario, M5R 3J8
Luxury and quality is in every corner of Hazelton from its lobby to its inviting Bistro & Bar. Offering amenities and services, Hazelton makes it easy for you to define and enjoy your lifestyle.
3758 Sheppard Avenue East, Scarborough,
Ontario, M1T 3K9
Shepherd Terrace offers a variety of independent and assisted living suites within the renowned Shepherd Village. With its long history of providing caring service you’ll love the amenities and the excellent services.
1335 Benson Street, Oshawa,
Ontario, L1K 0W6
Harmony Hill offers comfort, security, and friendship, as well as the full range of amenities and services that you expect from a premier, active-living community.
2339 Dufferin Street at Eglinton Avenue, Toronto,
Ontario, M6E 4Z5
An affordable, non-profit residence with friendly, homelike surroundings, offering services to meet the needs of seniors regardless of the level of care. Our reputation is built on four decades of experience.
110 & 120 Central Park Dr, Ottawa,
Ontario, K2C 4G3
Whether you're looking for independent living, assisted living or memory care, you can access them all in one location at Park Place. We are a vibrant, social community surrounded by parks and close to many amenities.
111 Bruce Street, Waterford,
Ontario, N0E 1Y0
Wellings is a vibrant community for adults 55+ in Waterford Ontario. The community includes a clubhouse and an on-site secured storage building with units available to lease.
Phase two is now leasing
9700 Bathurst Street, Vaughan,
Ontario, L6A 4V2
Vaughan's premier all-inclusive rental retirement community! Enjoy bright, spacious suites, modern amenities, delicious dining, and a Team devoted to Making Today Great! for you and your family! Book your tour today!
275 Tartan Drive, Ottawa,
Ontario, K2J 0V2
Ottawa's newest all-inclusive retirement community simply includes more! From a saltwater pool to an incredible golf simulator, our impressive amenities are only matched by our commitment to exceptional care & service.
534 Rodd Avenue, Pickering,
Ontario, L1W 2B2
Since opening in 2007, we have brought the vision of a comfortable warm home to the residents of Abbeylawn Manor. Having invaluable staff is what makes this retirement home unique in this very competitive market.
617 County Road 49, Picton,
Ontario, K0K 2T0
Opened in december 2016, the Wellings of Picton is a vibrant new community for adults 55+, in Prince Edward County. Offering 64, one bedroom plus den and two bedroom apartments with all appliances and outdoor balconies.
889 Hiawatha Park Road, Orleans,
Ontario, K1C 0A9
Nestled in a unique community setting, Bruyère Village offers dedicated, motivated staff and a full range of support services. New apartments, new amenities, and located the the banks of the Ottawa River.
10 Homestead Place, New Hamburg,
Ontario, N3A 2G1
Welcome to Morningside, a picturesque and friendly active lifestyle community. Residents aged 55+ enjoy serene country-style living in charming New Hamburg and a variety of engaging recreational activities and events.
330 Dundurn Street South, Hamilton,
Ontario, L8P 4L6
Aberdeen Gardens is a non-profit, full service retirement residence, that offers exceptional care around the clock. Here, you will feel safe and secure.
143 Byron Ave, Dorchester,
Ontario, N0L 1G5
Dorchester Terrace will offer area seniors a variety of suite choices, wellness support services, medication administration, housekeeping services, physiotherapy and daily dining in an open restaurant-style dining room.
400 Ray Lawson Blvd., Brampton,
Ontario, L6Y 4G4
Southbrook is all about choice - the choice to do what you want, when you want. We celebrate independence but we are here to provide assistance whenever you need it. Southbrook....be a part of the family.
77 Main St. East, Grand Bend,
Ontario, N0M 1T0
Enjoy a friendly community where homeowners share a common interest as “empty nesters.” This small, mature neighbourhood consists of 450 bungalows that are beautifully surrounded by trees, a relaxing pond and nearby walking trails – some leading to Lake Huron.
328 Dundas Street West, Napanee,
2121 Kingston Road, Toronto,
Ontario, M1N 1T5
Part of Scarborough history - located in the Bluffs/Beaches neighbourhood, where the White Castle Inn used to stand. Respite recovery, trial stays and winter retreats are all available, to help meet your wants and needs!
70 King Edward Street, Paris,
Ontario, N3L 2G8
Queensview Retirement Community is a Globals Award winner for over 50's living solutions.
We are a fun,vibrant and caring community with homemade meals, friendly staff and residents who make the community a loving home.
180 Bunker Ave, Corunna,
Ontario, N0N 1G0
Opened May 2017- Wellings of Corunna is a vibrant new community for adults 55+. We are a maintenance free rental community, focused on independent living with amenities designed to make everyday living more convenient.
2132 Dundas Street West, Mississauga,
Ontario, L5K 2K7
An excellent, well-respected Mississauga retirement home that provides a continuum of care for seniors including Alzheimer's care, Assisted Living and more.
1340 York Mills Road, Toronto,
Ontario, M3A 3R1
Rayoak Place is the prefect place to begin living in your retirement years. With chef prepared meals, personal LiveWell wellness plans and daily activities, we’re sure you’ll be impressed with what we have to offer.
2200 Jack Nash Drive, London,
Ontario, N6K 5R3
Upon completion, RiverBend will include a collection of 400+ new homes, all built throughout the incredible 18-hole golf course that rests in the heart of the community.
187 Wynford Drive, North York,
Ontario, M3C 0C7
A unique luxury retirement home in Toronto features extensive common areas, a rooftop putting green and a variety of other amenities catering to today's seniors.
1459 Nottinghill Gate, Oakville,
Ontario, L6M 4W1
Delmanor Glen Abbey is an award winning Oakville retirement community with beautiful walking paths and outdoor amenities.
1665 The Collegeway, Mississauga,
Ontario, L5L 0A9
Parkland is located at Mississauga and The Collegeway next to the Glenerin Inn. We are surrounded by beautiful green space. For the past 5 years we've been awarded one of the top 3 Retirement Communities in Mississauga.
200 North Centre Road, London,
Ontario, N5X 0B1
A desirable retirement residence in London, Ontario, with 130 suites plus a variety of extensive amenities designed to provide the ultimate in retirement living.
1248 Mohawk Road, Ancaster,
Ontario, L9K 1P5
The number one retirement community in the Ancaster and Hamilton Area. The Meadowlands offers personal choice in living accommodations, dining, recreation, social and personal services. Make the most of your retirement years at The Meadowlands Retirement Residence.
5351 Yonge Street, North York,
Ontario, M2N 7L5
Delmanor Northtown is an exceptional hotel-style retirement residence in the heart of North York offers variety of other luxury amenities.
537 Finch Ave West, Toronto Ontario,
Ontario, M2R 3Y3
1238 Queen Street East, Toronto,
Ontario, M4L 1C3
17290 Leslie Street, Newmarket,
Ontario, L3Y 3E1
101 Manning Road, Whitby,
Ontario, L1N 9M2
550 Wilbrod Street, Ottawa,
Ontario, K1N 9M3
2109 Lakeshore Road, Burlington,
Ontario, L7R 4Z4
1499 Stoneridge Drive, Kingston,
Ontario, K7M 9H9
20 Shirley's Brook Drive, Kanata,
Ontario, K2K 2W8
455 Cedar Street North, Timmins,
Ontario, P4N 8K4
18 Jacobson Drive, Lively,
Ontario, P3Y 1P7
15055 Yonge Street, Aurora,
Ontario, L4G 6T4
148 James Street, Bracebridge,
Ontario, P1L 1S7
599 William Ave., Sudbury,
Ontario, P3A 5W3
436 Powerline Road, Brantford,
Ontario, N3T 6G5
1350 Isabella St. E. , Thunder Bay ,
Ontario, P7E 0A5
435 Dundas Street West, Belleville,
Ontario, K8P 1B6
10 Melville Street North, Cambridge,
Ontario, N1S 1H5
13500 Riverside Dr E, Tecumseh,
Ontario, N8N OC3
3955 Thirteenth Street, Lasalle,
Ontario, N9H 2S7
1261 Jasper Drive, Thunder Bay,
Ontario, P7B 6Z4
1813 County Road 2E,RR #1, Brockville,
Ontario, K6V 5T1
100 Robert Speck Parkway, Mississauga,
Ontario, L4Z 0A1
9 Armstrong Drive, Smiths Falls,
Ontario, K7A 5H7
8 Snyder Avenue North, Elmira,
Ontario, N3B 2B1
181 Janefield Ave, Guelph,
Ontario, N1G 1V2
309 Hilldale Road, Thunder Bay,
Ontario, P7G 0A2
5958 16th Ave., Markham,
Ontario, L3P 8N1
10 Senlac Road, Toronto,
Ontario, M2N 6P8
436 Powerline Road, Brantford,
Ontario, N3T 6G5
41 Amelia Street, Cornwall,
Ontario, K6H 7E5
180 Oak Park Boulevard, Oakville,
Ontario, L6H 0A6
170 McGibbon Drive, Kanata,
Ontario, K2L 4H5
1111 Pembroke Street West, Pembroke,
Ontario, K8A 8P6
16 Legacy Lane, Huntsville,
Ontario, P1H 0B1
3131 New Street, Burlington,
Ontario, L7N 3P8
801 4th Street East, Cornwall,
Ontario, K6H 7M8
431 Woodmount Drive, Oshawa,
Ontario, L1K 0P7
240 Old Harwood Avenue, Ajax,
Ontario, L1T ON2
110 Rossignol Drive, Orleans,
Ontario, K4A 0N2
609 Wharncliffe Road South, London,
Ontario, N6J 0A4
71 Bankside Drive, Kitchener,
Ontario, N2N 3L1
3 Fifth Street West, Morrisburg,
Ontario, K0C 1X0
480 Downie Street, Stratford,
Ontario, N5A 7Y5
70 Stonehaven Drive, Kanata,
Ontario, K2M 3B4
1801 Valley Farm Road, Pickering,
Ontario, L1V 0A5
197 Prospect Street, Newmarket,
Ontario, L3Y 3T7
1645 Paris St., Sudbury,
Ontario, P3E 6L5
190 David Bergey Drive, Kitchener,
Ontario, N2E 0E7
590 Grand Marais Road East, Windsor,
Ontario, N8X 3H4
3998 Bridle Path Drive, Gloucester,
Ontario, K1T 4H4
105 Queen Street, Bowmanville,
Ontario, L1C 0T3
Bowmanville Creek offers Independent and Assisted Living programs. Tastefully designed spacious accommodations include a variety of suites ranging from roomy studios to large two bedrooms.
420 MacKay Street, Ottawa,
Ontario, K1M 2C4
1095 Carling Avenue, Ottawa,
Ontario, K1Y 4P6
65 Livingston Road, Scarborough,
Ontario, M1E 1L1
1 Henry Avenue, Leamington,
Ontario, N8H 5P1
784 Centre Street, Thornhill,
Ontario, L4J 9G7
155 Riddell Road, Orangeville,
Ontario, L9W 6R4
770 Arundel St, Thunder Bay,
Ontario, P7A 8C8
140 Letitia Street, Barrie,
Ontario, L4N 1P5
95 Fauquier Avenue, Sault Ste. Marie,
Ontario, P6B 0A2
450 Yonge Street, Barrie,
Ontario, L4N 4E2
309 Hilldale Road, Thunder Bay,
Ontario, P7G 0A2
1 Yates Gate, Hamilton,
Ontario, L9B 1T8
St. Elizabeth Village is a natural oasis on the Niagara Escarpment. Enjoy the freedom of private independent living in a gated community where friends are neighbours. It's all here!
481 Reid St., Peterborough,
Ontario, K9H 7R9
626 & 636 Prado Private, Ottawa,
Ontario, K2E 0B3
29 Mississauga Road North, Mississauga,
Ontario, L5H 2H7
460 Rymal Road West, Hamilton,
Ontario, L9B 0B2
200 John West Way , Aurora,
Ontario, L4G 0E4
100 Island Lodge Rd , Ottawa,
Ontario, K1N 0A2
1238 Oakcrossing Road, London,
Ontario, N6H 0K2
Welcome to Oakcrossing Retirement Living, where we have a fresh perspective on senior living. Offering a large variety of studios, one- and two-bedroom suites with both retirement and assisted living services available.
1955 Steeles Avenue East, North York,
Ontario, M2H 3P1
1022 Pembroke St. East, Pembroke,
Ontario, K8A 8A7
600 Chippewa St. West, North Bay,
Ontario, P1B 9E7
100 Caroline Street South, Waterloo,
Ontario, N2L 1X5
57 Trott Blvd., Collingwood,
Ontario, L9Y 0A3
450 Albert Street, Renfrew,
Ontario, K7V 4K4
423 Devonshire Avenue, Woodstock,
Ontario, N4S OB2
259 Hillcroft Street, Oshawa,
Ontario, L1G 8E4
30 Seacliff Drive, Leamington,
Ontario, N8H 0E5
At Seacliff Manor, we provide a vibrant, supportive retirement lifestyle complete with restaurant style dining and social events and activities. Choose from independent living, assisted living, and memory care options.
1645 Pickering Parkway, Pickering,
Ontario, L1V 7E9
8 Harbour Street West, Collingwood,
Ontario, L9Y 5B4
Balmoral Place, opening December of 2017 offers a wide variety of programs, amenities and suite types to meet the needs of both independent residents as well as those individuals requiring additional assistance.
2100 Bloor Street West, Toronto,
Ontario, M6S 1M7
4005 Eglinton Ave West, Etobicoke,
Ontario, M9A 5H3
255 Governor's Road, Dundas,
Ontario, L9H 3K4
4 Coveside Drive, Huntsville,
Ontario, P1H 2J9
1750 E.C. Row, North Service Road, Windsor,
Ontario, N8W 1Y3
240 Main Street East, Kingsville,
Ontario, N9Y 1A6
4651 23rd St., Vernon,
Ontario, V1T 4K7
201 Riverside Drive, London,
Ontario, N6H 1E5
1691 Gordon Street, Guelph,
Ontario, N1L 1E1
600 Valley Vista Drive, Vaughan,
Ontario, L6A 4H2
25 Van Horne Avenue, Smiths Falls,
Ontario, K7A 5L2
14 Harbour Street West, Collingwood, Ontario, L9Y 5B4
Balmoral Village, Ontario's most unique Adult Lifestyle Community offers five different housing choices to suit any budget and lifestyle, a Rec Clubhouse and Medical Wellness Centre, all in a Four Season Playground.
About senior independent living homes
One of the most common questions about independent senior living homes is what one’s physical style of living will look like. In most cases in Ontario, these homes are in the style of an apartment for seniors. However, this province’s independent living homes are also available in portable homes, bungalows, townhouses, and subdivision developments.
The cost of your home will depend on its location and quality. In Ontario, the former is the most important factor. For instance, living in a big city, like Toronto or Ottawa, will, on average, cost more than an independent living home in a rural town where land is less expensive. The latter simply depends on the overall quality of the home (i.e. how old it is, its cleanliness, its interior decorating) and the number of services and amenities that it offers.
What distinguishes independent living homes from your own home?
Three benefits make independent living homes unique from your own home. These include:
- Alleviating safety concerns — Almost all independent living retirement homes in Ontario offer round the clock security and emergency procedures. On-site professionally-trained staff will always be available to assist you.
- Visiting Hours — Unlike your own home, an independent seniors' living home may restrict the hours at which you could invite guests.
- A Busy Life — Your senior years should be relaxing! But, at Ontario’s independent living homes, they need not be dull or lonely, as you will have many opportunities to get involved in community activities, like movie nights, and to be social with other residents. Moreover, since your lifestyle will be a lot less stressful than it would be in your home, you will have lots of time to explore Ontario’s wonderful natural sites, bustling cities, and cultural riches.
Concerns for seniors moving into independent living homes
I never want to move into a "home," even if you call it "independent senior living"
This is a typical line we hear from seniors. Open up your mind to the possibilities and take a look at one of these places! Realize that your needs are going to change as you get older, and there are advantages to being in a home "before you really need one." If you’re living on your own and think you have all you really need, think about living in a typical independent senior living community. Do you have a pool right in your own home? An independent living retirement home might very well. Is there a reading group you’re part of? There’s probably one in a retirement home. Do you have different friends to walk with every day? You might, in one of the independent senior living home your family wants you to think about.
Look at it as an opportunity to grow in new directions. Expanding your horizons and learning new things is good for you at any age. As with any change in life, you can choose what attitude you take towards this move.
Retirement homes are in fact bustling, busy places where there is much socializing to do, along with group activities, days out, trips to local activities, and indoor activities including fitness areas and many more amenities. And within any independent senior living home, you have the option to just sit and relax with friends or spend time just doing your own thing. Living on your own is over-rated (and not nearly as independent as you think it is) when you consider the value of spending time in community with other seniors who have the same abilities, interests and outlook on life.
This type of home really can create independence for seniors. When your daily meals are taken care of, when your complete living space is easily accessible and does not require the exertion of stairs or ramps or hills, when you’re free from paying all the bills because all your bills are fit into one, you may find a new kind of freedom. You may find yourself freed in a new environment, where you have time to discover and do things that were never possible before. In the past, we have profiled seniors who took up golfing like they never have before or who discovered newfound passions like gardening, and developed those passions in new and original ways.
These senior independent living homes look wonderful, but how can I afford it?
Many people move into a retirement home, surprised at what they can actually afford. Don’t forget that all of your costs are covered under one umbrella by the monthly fee you pay in a retirement community: everything from communal meals to heating and air conditioning and all your other utilities, to the roof over your head. Once you have that single monthly cost, you just need to cover it. Like most Canadians, you probably collect Old Age Security (and possibly some supplements), Canada Pension Plan benefits, and you may also have a work pension. If you have savings or left-over equity in your own home, investments or any other income, this can be applied to your monthly costs. There are also many sources of income and funding available to Ontario seniors looking at independent living.
Do the math before you give up on the idea. List the resources you have, what you have to pay, and figure out how to live within your means; it can be done!