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55 Plus Retirement Homes

One of numerous options in senior housing

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For those who have emptied the nest and want to downsize, housing in a 55 plus retirement community is an ideal way to live. There are a number of different options available to you, including gated communities, and active adult or active lifestyle communities. Below is an overview of some styles of communities for those 55 and over; our guide to active adult communities offers more comprehensive information. These communities are designed with senior couples in mind and tend to friendly to those whose kids have moved out. Communities are not legally allowed to exclude anyone on the basis of age, but there are some provisions for this (notably BC's Strata Property Act. See more below). 

List of retirement communities

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Courts of Canterbury

Courts of Canterbury

48 Coulter St., Port Perry, Ontario, L9L 1N7
A new community of 2 & 3 bedroom bungalow and bungalow-lofts on fifty-foot lots. Steps from Lake Scugog, in the heart of Port Perry. Residents' only social centre with outdoor pool. Your freer, easier lifestyle awaits!
Wellings of Waterford

Wellings of Waterford

111 Bruce Street, Waterford, Ontario, N0E 1Y0
Welcome to Wellings of Waterford, a vibrant villa community for adults 55+. Community clubhouse and parking is included. On-site secured storage is available for an additional cost, all maintenance is included.
RiverBend Golf Community

RiverBend Golf Community

2200 Jack Nash Drive, London, Ontario, N6K 5R3
Upon completion, RiverBend will include a collection of 400+ new homes, all built throughout the incredible 18-hole golf course that rests in the heart of the community.
Wellings of Corunna

Wellings of Corunna

180 Bunker Ave, Corunna, Ontario, N0N 1G0
NOW OPEN - Wellings of Corunna is a vibrant new community for adults 55+. We are a maintenance free rental community, focused on independent living with amenities designed to make everyday living more convenient.
Royal Windsor at Balmoral Village

Royal Windsor at Balmoral Village

14 Harbour Street West, Collingwood, Ontario, L9Y 5B4
Balmoral Village welcomes The Royal Windsor – a stunning 5-storey condominium building – to Collingwood’s premier adult lifestyle community. Suites will range in size from 660 sq. ft to 1,900 sq. ft.
Arbutus Ridge by the Sea

Arbutus Ridge by the Sea

600 Fairways Place, Cobble Hill, British Columbia, V0R1L1
Arbutus Ridge is a 50 + seaside community located minutes from Victoria via a beautiful drive over the Malahat. There are 646 homes distributed over a park like 150 acres interlinked with the Arbutus Ridge Golf Course.
Royal Heights Inc.

Royal Heights Inc.

30 Adelaide Avenue East, Oshawa, Ontario, L1G 0B8
Royal Heights is designed with your active & independent lifestyle in mind. Luxury apartments feature en-suite laundry, stainless steel appliances & balconies. On site Fitness room, salt water pool, movie theatre & more!
Wellings of Stittsville

Wellings of Stittsville

5731 Hazeldean Rd, Stittsville, Ontario, K2S 1T1
Enjoy a vibrant new community for adults 55+ who share a passion for an active lifestyle. Studios,1, 2 bedroom apartments to rent include full kitchens, appliances, laundry, balcony, parking, concierge & onsite dining.
Wellings of Picton

Wellings of Picton

15 Wellings Drive, Picton, Ontario, K0K 2T0
The Wellings of Picton is a vibrant new community for adults 55+, in Prince Edward County. Offering 64,one bedroom plus den and two bedroom apartments with all appliances and outdoor balconies, pub, parking and dog park.
The Village at St. Elizabeth Mills

The Village at St. Elizabeth Mills

1 Yates Gate, Hamilton, Ontario, L9B 1T8
The Village at St. Elizabeth Mills is a 114 acre oasis that offers invigorating amenities and activities. Enjoy the freedom of private independent living, in a gated community where friends are neighbors. Live With Zest!

Gated Communities

There are a number of retirement homes known as gated communities and these offer the same services, features and options as 55 plus retirement communities.

Active Adult Communities

Active adult communities like those listed here on essentially cater to the same group.

The services and amenities at an active adult or gated community might include restaurant style fine dining, fitness centers, onsite golf courses, indoor sports complexes an indoor or outdoor swimming pool, a fireside lounge or luxury furnished suites. Your choice of accommodations could be anything from single detached homes to boutique style retirement residences in an apartment building.

The advantage of this kind of community is that you live in an entire complex that is designed with people like you in mind. The total effect is that you have a place that is maximally livable. Move away from the dense crowding and noise of other communities to the luxury and comfort of a 55 plus community, and you'll never look back. These communities appeal to boomers and seniors seeking independence and social involvement; these are key commitments by retirement communities listed here.

How much is housing in a 55 plus community going to cost?

There are a variety of ownership options available to you if you want to move into this type of community, including rental, leasing and ownership. There is a wide range of costs but some of these homes will cost you significantly less than what you pay for a regular home. So if you downsize into one of these communities from a larger home, you can add to your savings account, assuming that you have leftover equity. 

Consider these examples of costs for senior communities:

  • A bungalow in small town in southern Ontario is listed at $210,000 for outright ownership
  • Lease a condo in a small town outside Ottawa, starting from $2700 per month.
  • Purchase a 1 bedroom unit in a gated lifestyle community in Brampton for as low as $206,900

These are just a few examples of the beginning costs or options you may find. There are many cases where you can purchase or rent high end luxury style housing with many features and options. Homes and communities in more expensive markets will be priced accordingly.

Legal use of terms "55 plus" or "55 and over"

Use of phrases like "55 and over" is seen as discriminatory by some, and in North America there are cases where communities have been successfully fought in court. (See for example, a discussion at The province of British Columbia has a Strata Property Act, originally amended in the year 2009. This specifically allows corporations to "[restrict] the age of persons who may reside in a strata lot." In Ontario, the legality of this age restriction has been upheld in court by the Ontario Human Rights Tribunal. 

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