Lists of reports on this page:
Find care details, insights, and insider perspectives gained from 20+ years of helping seniors and families.
What to know about this topic:
- Average costs of retirement communities
- Independent living retirement home costs
- Cost of assisted living care in Ontario
- Memory care costs
- Costs of long-term care in Ontario
- How will you afford it?
Your senior care costs will largely be determined by the type of retirement community or home care service you choose, as well as the level of care required. Once you have determined these factors, your next step is to research the associated costs and find a retirement community or home care service within your budget.
In Ontario, there are a wide range of costs for retirement communities, long-term care and home care services. Depending on what you are looking for, Ontario offers a range of services from modest to luxurious – also ranging in cost accordingly. Retirement communities in Ontario cost between $1,500 and $6,000 and home care costs average from $25 to $75 an hour.
Average costs of retirement communities
According to the CMHC’s Senior Housing Report (last done in 2021), the average cost of renting a seniors’ housing space in Ontario is $3,354 per month. Keep in mind that in Ontario, retirement communities usually offer a higher level of amenities than in other provinces, and rent usually includes three meals a day, utilities, on-site medical services and a registered nurse, along with a variety of other services and amenities.
As an aside, but notable as a popular type of "retirement community," there are a burgeoning number of resort-style 55 plus communities found across the province. These are priced as low as $279,000 in some locations. You can investigate these more fully in our look at active lifestyle communities in Ontario.
Independent living retirement home costs
The following table looks at basic retirement homes cost in a variety of cities across the province, using data from our own site:
City
|
Suite
|
Sq footage
|
Monthly Rate
|
London, ON
|
studio
|
308 sq ft
|
$3,357 |
Kitchener, ON
|
studio
|
246 sq ft
|
$3,300 |
Niagara Falls, ON
|
studio
|
176 sq ft
|
$1,999 |
Etobicoke, ON
|
Studio
|
344 sq ft
|
$4,250 |
Toronto, ON
|
Studio
|
240 sq ft
|
$2,895 |
Cost of assisted living care in Ontario
If you require more care, such as services available in senior assisted living, here is a survey of the cost of retirement homes, taken from cities across the province:
City
|
Care level
|
What's included
|
Cost (starting from)
|
London, ON
|
assisted living
|
Housekeeping, meals, medical admin
|
$3,507 |
Niagara Falls, ON
|
assisted living
|
Housekeeping, bathing, transfer, medication admin
|
$1,499 |
Etobicoke, ON
|
assisted living
|
Housekeeping, meals
|
$4,250 |
Toronto, ON
|
assisted living | Housekeeping, meals
|
$3,600 |
| Ottawa, ON | assisted living | Housekeeping, dressing, all ADLs | $3,100 |
IN-DEPTH REPORTSRetirement communities in Ontario
Governors Walk Retirement Residence - Metta Lifestyles
A former monastery and friary, Governors Walk is designed to pay respect to the past while featuring a modern touch. Governors Walk is steps away from the picturesque Rideau River and Stanley park.
Lifestyle Options: Independent Living, Assisted Living, Memory Care
The Briton House
Family-owned and operated, the Briton House is dedicated to the highest standard service for 50 years. Offering a full continuum of care, rich amenities and suites, home-cooked meals, and a 15,000 sq. ft. indoor garden.
Lifestyle Options: Independent Living, Assisted Living, Memory Care
Amica Unionville
Located on the charming Main Street of historic Unionville, Amica Unionville blends heritage-village ambiance with upscale senior living, providing a backdrop for connection, activity, peace of mind, and relaxation.
Lifestyle Options: Independent Living, Assisted Living, Memory Care
Sagecare 147 Elder Street
Enlightened dementia care touches more than memory. 147 Elder St. is a place that provides opportunities for the joy and meaning still ahead when wellbeing can no longer be realized at home.
Lifestyle Options: Memory Care
Queens Estate Retirement Residence - Metta Lifestyles
At Queens Estate, we offer a complete range of care services in a welcoming environment. Whether it's our compassionate staff, fresh homemade meals, or exciting and engaging activities, you will truly feel at home.
Lifestyle Options: Assisted Living, Memory Care
The Dunfield Retirement Residence
The Dunfield Retirement Residence has established a new standard in senior retirement living in the Greater Toronto Area (GTA) with 177 spacious apartments. Where people come to LIVE!
Lifestyle Options: Independent Living, Assisted Living, Memory Care
Forestview Retirement Residence
Forestview Retirement Residence offers elegant, comfortable senior living in Downsview, Willowdale, and North York, with personalized care, flexible services, vibrant amenities, and a warm, connected community.
Lifestyle Options: Independent Living, Assisted Living
Stonemont On The Park
Nestled steps from the park, Stonemont On The Park offers elegant studio-to-two-bed suites, chef-prepared dining, premium hospitality, and personalized independent to assisted living in a vibrant Ottawa community.
Lifestyle Options: Apartments, Independent Living, Assisted Living
Amica Dundas
This luxurious retirement home in Dundas, a short drive from Hamilton and the Niagara region, offers active living for seniors, with a variety of amenities including fine dining.
Lifestyle Options: Independent Living, Assisted Living, Memory Care
Greenview Seniors Residence - Metta Lifestyles
At Greenview Residence, we offer a complete range of care services in a welcoming environment. Whether it's our compassionate staff, fresh homemade meals, or exciting and engaging activities, you will truly feel at home.
Lifestyle Options: Assisted Living, Memory Care
Amica London
This uniquely luxurious London, Ontario retirement home offers elegant dining, indoor fitness facilities, scenic walking trails and many other features for active seniors
Lifestyle Options: Independent Living, Assisted Living
Edgewood Suites
Welcome to Edgewood Suites in Dundalk Ontario. This brand new community featuring quality rental units, superior amenities and small town charm is open now and available for immediate occupancy.
Lifestyle Options: Active Living
Queenston Place Residence
This Niagara Falls retirement home features local activities and scenery in a luxury environment offering a comfortable lifestyle, care and peace of mind.
Lifestyle Options: Independent Living, Assisted Living
McCowan Retirement Residence - Metta Lifestyles
McCowan Retirement Residence is a vibrant and family oriented retirement home located in Scarborough. With team members who have been here since we opened in 2004, you can expect a warm welcome and a feeling of home.
Lifestyle Options: Independent Living, Assisted Living, Memory Care
Belmont House
A superb retirement home nestled in Toronto proper, featuring a variety of apartments and suites, along with a fitness room for active seniors, an on-site convenience store and more.
Lifestyle Options: Independent Living
One Kenton Place
We offer individualized care for seniors with Alzheimer’s & dementia, by identifying their social, emotional, physical, intellectual & spiritual needs, and are committed to treating residents with dignity & respect.
Lifestyle Options: Memory Care
Arabella Retirement Living
Arabella Retirement Living is a breath of fresh air for seniors looking for a vibrant and independent way of life. Our friendly staff will ensure your days are filled with amazing meals, fun activities, and so much more.
Lifestyle Options: Independent Living
The Village of Winston Park
This elegant retirement residence in Kitchener-Waterloo offers a continuum of care from independent living apartments to assisted living, memory care and long-term care.
Lifestyle Options: Independent Living, Assisted Living, Memory Care, Long-term care
Richmond Hill Retirement Residence - Verve Senior Living
Richmond Hill Retirement Residence is full service including meals, housekeeping, independent and independent supportive living. Our focus is on maintaining good health, great food, new friends & lots of laughter!
Lifestyle Options: Independent Living
Carp Commons Retirement Village - Verve Senior Living
One visit to Carp Commons Retirement Village and you’ll see the difference in terms of amenities, food, services, programs, and the little touches that make it feel like home.
Lifestyle Options: Independent Living, Assisted Living, Memory Care
Amica Little Lake
Set on the shores of Little Lake in Barrie, Amica Little Lake offers beautiful views, a vibrant community, and a comfortable place to call home, with independent, assisted and memory care, dining, programs, and support.
Lifestyle Options: Independent Living, Assisted Living, Memory Care
The Village of Arbour Trails
Guelph retirement home offers Independent Living, Assisted Living and Memory Care. Includes 24 hour onsite nursing team and medication support within a Village-like setting. It takes a Village to care.
Lifestyle Options: Independent Living, Assisted Living, Memory Care
Heritage Place Retirement Residence
Heritage Place is an independently owned retirement residence in Burlington, specializing in quality accommodation & services for the active senior, with 2 styles of living: apartment style suites & 2 bedroom bungalows
Lifestyle Options: Apartments, Independent Living
The Village of Wentworth Heights
The Village of Wentworth Heights is a full-service retirement living community offering retirement apartments, full-service suites, assisted living and memory care.
Lifestyle Options: Apartments, Independent Living, Assisted Living, Memory Care
Stouffville Creek Retirement Residence - Verve Senior Living
Stouffville Creek offers cozy living with exceptional dining, tailored care, and nearby highways, shops, and trails. Choose Independent, Independent Supportive, or Assisted Living for a fulfilling retirement.
Lifestyle Options: Independent Living, Assisted Living
Amica Stoney Creek
Amica Stoney Creek celebrates its rich heritage on the site of Stoney Creek Dairy, a local treasure from 1929 to 2012. Stroll to shops, pubs, or Olde Town Stoney Creek, or take a trip to nearby Hamilton or Niagara.
Lifestyle Options: Independent Living, Assisted Living, Memory Care
Hazelton Place Retirement Residence - Verve Senior Living
Luxury and quality fill every corner of Hazelton, from its elegant lobby to its inviting Bistro & Bar. With exceptional amenities and tailored services, Hazelton empowers you to define and enjoy your ideal lifestyle.
Lifestyle Options: Independent Living, Assisted Living
Brierwood Court Apartments
Enjoy maintenance-free 55+ living at Brierwood Court in Brantford! Spacious studio to 2-bed rentals with utilities included & vibrant amenities. Downsize without compromise at 405 Park Rd N.
Lifestyle Options: Active Living
Parkland Ajax
Parkland Ajax offers independent and supportive options! Beautifully designed spacious suites, exceptional on site amenities and professional staff on site 24/7, Parkland is where you can live your best life!
Lifestyle Options: Apartments, Independent Living, Assisted Living, Memory Care, Long-term care
Chartwell Longworth Retirement Residence
Voted London's Best Retirement Residence seven years running! We promote our passion for seniors living well by offering choices for an active, wellness focused lifestyle with the security of knowing help is at hand.
Lifestyle Options: Independent Living
Holland Gardens - Verve Senior Living
Located in the heart of Bradford, Holland Gardens offers a luxurious resort lifestyle where you can age gracefully with Independent Living, Independent Supportive Living, Assisted Living, and Memory Care.
Lifestyle Options: Independent Living, Assisted Living, Memory Care
Delmanor Wynford
A full service 5-star retirement community centrally located in Toronto - features extensive common areas, a rooftop putting green and a variety of other amenities catering to today's active seniors.
Lifestyle Options: Independent Living
Parkland on the Glen
Parkland is located at Mississauga and The Collegeway next to the Glenerin Inn. We are surrounded by beautiful green space. For the past 6 years we've been awarded one of the top 3 Retirement Communities in Mississauga.
Lifestyle Options: Apartments, Independent Living, Assisted Living
Canterbury Place Retirement Residence - Verve Senior Living
Canterbury Place offers Independent & Independent Supportive Living and suite styles in an elegant condo-like building for active adults. Unique healthcare programs available for our residents including palliative care.
Lifestyle Options: Independent Living
Royal Heights Inc.
Royal Heights is designed with your active & independent lifestyle in mind. Luxury apartments feature en-suite laundry, stainless steel appliances & balconies. On site Fitness room, salt water pool, movie theatre & more!
Lifestyle Options: Active Living
Ashley Oaks Retirement Residence
Ashley Oaks offers a vibrant and active lifestyle. Our new community has a touch of European charm with spacious suites, delicious cuisine, and a variety of amenities. It's not just a place to live but a place to thrive!
Lifestyle Options: Independent Living, Assisted Living
The Village at University Gates
Now welcoming our Retirement Home Residents to the Village. We offer Waterloo a range of services for today's Senior including Retirement Apartments, Assisted Living, Memory Care and Long Term Care.
Lifestyle Options: Independent Living, Assisted Living, Memory Care, Long-term care
Four Elms Retirement Residence - Verve Senior Living
Four Elms is an elegant Retirement Residence offering the finest in Senior Living. Choose a suite style that is perfect for you and enjoy an active lifestyle, fine dining and the company of good friends.
Lifestyle Options: Independent Living, Assisted Living
Delmanor Aurora
Delmanor Aurora provides a new twist on retirement living, in a five-star resort-style setting. Extensive amenities including saltwater pool, fitness centre, theatre, spa, market, ground floor patio and rooftop terrace.
Lifestyle Options: Apartments, Independent Living, Assisted Living
The Village of Humber Heights
The Village of Humber Heights is a retirement community that offers various lifestyle options and levels of services ranging from independent living with meals, to assisted living, memory care, and long-term care.
Lifestyle Options: Independent Living, Assisted Living, Memory Care, Long-term care
The Roxborough Retirement Residence - Verve Senior Living
The Roxborough Retirement Residence is both elegant and cozy with a dedicated and caring team that go above and beyond for your well-being and happiness. We offer Independent living and Independent Supportive Living.
Lifestyle Options: Independent Living
Grandview Retirement Living
In the heart of downtown Stoney Creek, Grandview Retirement Living offers a variety of suites, delicious dining and unsurpassed amenities. Inclusive, customized independent and assisted living service packages available.
Lifestyle Options: Independent Living, Assisted Living
New Horizons Tower
A well-established not-for-profit, NHT is committed to enriching the lives of seniors. Gracious dining & café, the Terrace Garden, daily fitness, vibrant Concert Series - there is plenty for residents to enjoy at NHT!
Lifestyle Options: Independent Living, Assisted Living, Memory Care
The Village of Tansley Woods
At The Village of Tansley Woods, we offer the full continuum of care - Independent Living Suites, Retirement Apartments, Full Service Retirement Suites, Assisted Care, Memory Care and Long Term Care all in one village.
Lifestyle Options: Apartments, Independent Living, Assisted Living, Memory Care
Crown Ridge Retirement Residence
Located on the east side of Trenton in a quiet neighbourhood. Enjoy beautiful suites of various sizes & layouts with advanced safety features. Elegant dining plus snacks & beverages included.
Lifestyle Options: Independent Living, Assisted Living
The Village of Taunton Mills
The Village of Taunton Mills in Whitby presents several levels of service from seniors' apartments with full kitchens, retirement apartments with meals and services to memory care, assisted living and long-term care.
Lifestyle Options: Apartments, Independent Living, Assisted Living, Memory Care, Long-term care
Delmanor Elgin Mills
Award Winning Delmanor Elgin Mills, has proudly served the Richmond Hill community since 2002, offering Independent, Assisted Living, and Memory Care options, you can choose from a variety of well-appointed sized suites.
Lifestyle Options: Independent Living, Assisted Living, Memory Care
Delmanor Northtown
Delmanor Northtown is a full-service boutique retirement community located in the heart of North York, catering to active and independent seniors.
Lifestyle Options: Independent Living
Amica Pickering
Amica Pickering offers contemporary senior living in a vibrant lakeside community. Thoughtfully designed and welcoming, it supports your pace of life while offering the assurance of care when you need it.
Lifestyle Options: Independent Living, Assisted Living, Memory Care
Delmanor West Village
Delmanor West Village is a retirement residence in Etobicoke, Toronto, offering independent living, assisted living, respite stays, renovated suites with full kitchens, an Aquafit pool, and chef-prepared dining.
Lifestyle Options: Apartments, Independent Living, Assisted Living
The Riverine
Experience carefree living at The Riverine with all-inclusive rates & no hidden fees. Beautiful waterfront property; two levels of retirement living; elegant dining, housekeeping; 100% family owned & operated & more.
Lifestyle Options: Independent Living, Assisted Living
Delmanor Glen Abbey
Delmanor Glen Abbey celebrates 20 years! Country club style, surrounded by nature, birds and bees. Minutes from downtown Oakville, hospitals and senior’s centres. Truly an inspired retirement living experience.
Lifestyle Options: Independent Living
White Cliffe Terrace - Verve Senior Living
Discover Independent, Assisted, and Independent Supportive Living at our award-winning Oshawa residence. Enjoy tailored care, spacious suites, nearby parks, shopping and peace of mind. Readers Choice Winner, 2016–2019.
Lifestyle Options: Independent Living, Assisted Living
Southbrook Retirement Residence
Southbrook is all about choices - We celebrate independence in senior living but, are always here to provide assistance when you need it. Southbrook - come be a part of our community, our family and meet new friends!
Lifestyle Options: Independent Living, Assisted Living
Scarborough Retirement Residence
A family owned and managed residence that offers seniors the opportunity to maintain their independence. Enjoy healthy Chef-prepared meals, daily life enrichment programs. We also offer short-term trial or respite stays.
Lifestyle Options: Apartments, Independent Living, Assisted Living
Bruyère Health Senior Living
Nestled in a unique community setting, Bruyère Health Senior Living offers dedicated, motivated staff and a full range of support services. New apartments, new amenities, and located the banks of the Ottawa River.
Lifestyle Options: Active Living
The Shores of Port Credit - Verve Senior Living
The Shores is designed for vibrant living with the highest quality of personal care. Amenities include pool, fitness & exercise club, restaurant, bistro & cafe, a golf simulator lounge & wine cellar.
Lifestyle Options: Apartments, Independent Living, Assisted Living, Memory Care
Amica Taunton
AMICA Taunton offers a full continuum of care from townhome condos to Memory Care. We have 24/7 nurses and a visiting doctor. Residents choose to dine between 7am-7pm and enjoy special menus created by our Red Seal Chef.
Lifestyle Options: Independent Living, Assisted Living, Memory Care
VIVA Thornhill Woods
Vaughan's premier all-inclusive rental retirement community! Enjoy bright, spacious suites, modern amenities, delicious dining, and a Team devoted to Making Today Great! for you and your family! Book your tour today!
Lifestyle Options: Independent Living, Assisted Living
Chartwell Riverstone Retirement Community
Riverstone supports an independent retirement lifestyle in a brand-new community built for you. Choose from retiree apartments, one-floor villa townhomes and retirement suites coming Fall 2023!
Lifestyle Options: Independent Living
Evergreen Retirement Community - Verve Senior Living
A stylish Mississauga retirement home offering Independent, Independent Supportive, and Assisted Living, tailored to seniors' lifestyles, featuring a hair salon, onsite bistro, and more.
Lifestyle Options: Independent Living, Assisted Living
Don Mills Retirement Residence - Verve Senior Living
A luxury senior living community in the heart of North York. Be inspired by beautifully appointed amenities in our state-of-the-art building offering exceptional care, intelligent technology & exciting life enrichment.
Lifestyle Options: Independent Living, Assisted Living, Memory Care
Living Water Retirement Residence
A Resort Style Community Served by a Team With Loving Hearts. We commit to providing an exceptional, caring experience for all residents with a culture that is people-centred, actionable love, compassion, and humility.
Lifestyle Options: Independent Living
Chartwell Palermo Village
Palermo Village is a luxurious condo-style residence offering Independent and Independent Supportive Living. Enjoy a vibrant community, expert care, and support tailored to your well-being.
Lifestyle Options: Independent Living
Chartwell Westhill Retirement Community
The Westhill is an inviting atmosphere of new friends and great times, with personalized support services for better living. The Westhill is conveniently located in Waterloo, near The Boardwalk shopping area.
Lifestyle Options: Independent Living
Golden Pond Retirement Residence
A truly unique environment for seniors who cherish a family-like atmosphere, complete with full support services, assisted living, and more—all in a natural setting enriched by light, sun, water, plants, and pets.
Lifestyle Options: Independent Living, Assisted Living
The Village of Riverside Glen
This elegant Guelph retirement home offers a range of care including assisted living and long term care, serviced by a friendly, caring staff.
Lifestyle Options: Assisted Living, Memory Care, Long-term care
Chateau Glengarry Retirement
Located between Ottawa & Montreal, our bilingual staff cater to seniors who are independent, need assistance or have early memory loss. Enjoy home-cooked food, fitness & daily activities. Respite stays are welcome.
Lifestyle Options: Independent Living, Assisted Living
Parkland Ancaster
At Parkland Ancaster, we will offer a luxurious, vibrant, social lifestyle in a beautiful safe, premium home. Enjoy upscale amenities, creating a supportive space for you to thrive socially and lead fulfilling lives.
Lifestyle Options: Apartments, Independent Living, Assisted Living, Memory Care
Amica Riverside
Premium 11-storey retirement residence with a beautiful waterfront setting, located on Riverside Drive East, just south of Wyandotte Street. Overlooking the Detroit River, with views of Belle Isle and Reaume Park.
Lifestyle Options: Independent Living, Assisted Living
Chartwell Dorchester Terrace Retirement Community
Dorchester Terrace offers area seniors a variety of suite choices, wellness support services, medication administration, housekeeping services, physiotherapy and daily dining in an open restaurant-style dining room.
Lifestyle Options: Independent Living
Parkland on Eglinton West
Parkland on Eglinton West offers Lifestyle Apartments, All-Inclusive Lifestyle and Supportive Lifestyle options for seniors. Parkland makes it easy for you to do more of what you love!
Lifestyle Options: Apartments, Independent Living, Assisted Living, Memory Care
Port Credit Residences - Verve Senior Living
Port Credit Residence offers a resort-inspired lifestyle with an oversized pool, wellness centre, physiotherapy, movie theatre, library, spa/salon, and more. Offering Independent & Independent Supportive Living.
Lifestyle Options: Independent Living
The Village of Glendale Crossing
A true retirement hub featuring independent Living Apartments with full kitchens, Retirement Apartments, Full Service Retirement suites with walk out patios, Assisted Care, Memory Care and LTC.
Lifestyle Options: Apartments, Independent Living, Assisted Living, Memory Care, Long-term care
St. Elizabeth Village
St. Elizabeth Village is a place where community comes first. The Village is set on an impressive 114-acre natural oasis of parks and ponds. Enjoy a non-stop slate of social activities in a vibrant and active lifestyle.
Lifestyle Options: Active Living
Delmanor Prince Edward
Situated in a treed ravine setting overlooking the Humber River, Delmanor Prince Edward provides vistas that vary from the serenity of the adjacent valley to the resplendence of the Toronto downtown skyline!
Lifestyle Options: Independent Living, Assisted Living
Chartwell Richmond Woods Retirement Community
A desirable retirement residence in London, Ontario, including 130 suites with extensive amenities designed to provide the ultimate in retirement living. Proud winners of the "Best of London in Retirement Living 2020!"
Lifestyle Options: Independent Living
Stoneridge Estates by Estates of Niagara
Stoneridge Estates presents an upscale boutique property setting a new standard for a 55+ Active Lifestyle Community. Nestled in Niagara's Wine region, offering engaging amenities. Sure to make every day extraordinary!
Lifestyle Options: Active Living
Shepherd Terrace
Shepherd Terrace offers a variety of independent and assisted living suites within the renowned Shepherd Village. With its long history of providing caring service you’ll love the amenities and the excellent services.
Lifestyle Options: Independent Living, Assisted Living
Chartwell Erinview
Located in the heart of Mississauga, Erinview offers an atmosphere of worry-free, comfortable living with personalized support in the presence of good friends.
Lifestyle Options: Independent Living
Sorrento Retirement Residence
Welcome to Sorrento, a luxury take on retirement living in downtown Bolton. Inspired by the picturesque town of Sorrento, Italy, we bring the Italian zest for life to this unique community.
Lifestyle Options: Independent Living, Assisted Living
The Village of Erin Meadows
We feature a unique full continuum of care with a vibrant Main Street offering Independent Living, Retirement Apartments, Assisted & Memory Care suites . Our retirement community represents a diverse ethnic population.
Lifestyle Options: Apartments, Independent Living, Assisted Living, Memory Care
IN-DEPTH REPORTSHome care companies in Ontario
In-Home Assisted Living Inc.
In-Home Assisted Living offers caregivers & nurses to seniors & others with medical challenges to remain in their home with safety & comfort. Services across the entire GTA. Also ask about our hospital bedside support.
Lifestyle Options: Respite care, Assisted Living, Memory Care, Long-term care, Home Care
Nurse For Care
We offer Caregiver, PSW & RPN services in a Customized, Affordable way to all ages & needs in GTA, Hamilton, Durham, Sudbury or anywhere in Ontario at Home, Hospital, Rehab, Retirement home, & Long-term care facilities.
Lifestyle Options: Respite care, Assisted Living, Memory Care, Long-term care, Home Care
Memory care costs
Many families decide to use memory care facilities in a retirement home, while they are on a waiting list for a long term care home. The following provides a survey of the cost of memory care, taken from a variety of communities across the province.
Note that we also provide data for Ontario cities in other pages. For example, you can see a number of examples from Ontario cities, for memory care costs.
City
|
Detailed care included
|
Cost/mo from
|
Guelph, ON
|
Meals, housekeeping, dressing and all ADLs, except feeding
|
$4,800
|
Toronto, ON
|
Meals, housekeeping, bathing, medication administration
|
$6,300
|
Ottawa, ON
|
Meals, housekeeping, dressing and all ADLs
|
$5,500
|
Costs of long-term care in Ontario
In Ontario, long-term care costs vary depending on the type of suite, duration of stay and length of stay. Spots in long-term care residences are determined solely by need.
Long-term care residence costs
Daily Rate
|
Monthly Rate
|
|
Long-stay basic
|
$54
|
$1620
|
Long-stay semi-private
|
$62
|
$1863
|
Long-stay private
|
$72
|
$2167
|
Short-stay
|
$35
|
$1053
|
The cost of senior care varies quite widely depending on a number of factors. You can reduce your costs by looking around, perhaps looking further afield than you immediately think, and perhaps stretch your comfort zone in order to get the best price for you.
There are several factors in play that greatly affect the costs you will pay for any single seniors' care suite:
- The location of the retirement home
- The size of the suite
- The level of care offered
- The detailed care you require (feeding, bathing, etc.). These are often provided on a per-service fee
Before you move into any retirement home, find out about the potential of rate increases, or any other costs that may be hidden.
How will you afford it?
For anyone moving into a retirement home, you need to know the full costs associated with each home or residence before you move in and you need to be aware of potential changes to those costs such as lease or rental increases or changes to your income or investments.
Paying for a retirement home may be easier than you think when you consider that the monthly rate covers many living expenses including everything from home repairs to property taxes to heat and hydro. If you are incurring expenses for in-home care, or children are taking time off work to care for an elderly loved one, these add to the "hidden costs" of living at home, as well.
Regular benefits for seniors include Old Age Security (OAS) and Canada Pension Plan (CPP) benefits, but there may be many more sources of income available to you. Depending on who you are and what you have done with money, this can include a workplace pension, investments, rental income, etc. We provide an overview of how people typically fund seniors care, and in many cases, family members may pitch in to cover the costs of caring for an elderly loved one.
Take a fuller look at this in our guide: How to pay for a retirement home
For more information about subsidies, tax credits and support for seniors in Ontario visit these resources and associations:
- Canada Revenue Agency
- The Ontario Retirement Communities Association (ORCA)
- Older Adult Centres' Association of Ontario (OACAO)
- The Ontario Community Support Association
- The Ontario Association of Community Care Access Centres (OACACC)
- The Ontario Home Care Association (OHCA)
- The Ontario Long-term Care Association (OLTCA)
- AdvantAge Ontario (formerly the Association of Non-Profit Homes and Services for Seniors: OANHSS)


